> ## Documentation Index
> Fetch the complete documentation index at: https://docs.pay.plexos.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Payments Overview

> Accept mobile money payments

## Payments

A Payment represents a mobile money debit from a customer's phone. When you create a payment, the customer receives a prompt to confirm the transaction.

### Payment Lifecycle

```
CREATED → OPERATOR_PENDING → USER_CONFIRMING → DEBITED → SETTLED
```

A payment can also move to `FAILED`, `EXPIRED`, or `CANCELLED` at various stages.

### Amounts

All amounts are in **centavos** (smallest currency unit):

* `10000` = 100.00 CVE
* `500000` = 5,000.00 AOA

### Idempotency

Use the `Idempotency-Key` header to safely retry payment creation without creating duplicates.

### Endpoints

| Method | Path                        | Description            |
| ------ | --------------------------- | ---------------------- |
| `POST` | `/v1/payments`              | Create a payment       |
| `GET`  | `/v1/payments/{id}`         | Get a payment          |
| `GET`  | `/v1/payments`              | List payments          |
| `POST` | `/v1/payments/{id}/confirm` | Confirm (sandbox only) |
| `POST` | `/v1/payments/{id}/cancel`  | Cancel a payment       |